Hard Money Loans in Columbia County Florida

Hard Money

Overview of Hard Money Loans in Columbia County Florida

Florida Fix and Flip Loans offers tailored hard money loans in Columbia County, Florida, designed specifically for real estate investors who need fast, flexible funding. Our private lending model allows us to fund deals quickly based on asset value, not credit history. Whether you’re flipping houses, buying distressed property, or funding a rehab, our solutions provide fast capital when banks say no.

How to Qualify

Qualification for hard money loans in Columbia County is asset-based. We focus on the value of the property, project potential, and exit strategy. Minimal documentation required.

You typically need:

  • Purchase contract or ownership docs
  • Rehab scope of work or construction budget
  • Basic borrower background info

Property Types Eligible

– Single-family homes

– Multi-family buildings

– Condos and townhomes

– Commercial and mixed-use real estate

Fast Funding Timelines

Our average close time is 5–10 business days. Draw schedules are arranged based on project milestones. No tax returns or bank statements needed.

Local Lending Experience in Columbia County

Florida Fix and Flip Loans understands the Columbia County market — from Lake City to Fort White. We’re familiar with local zoning, permitting, and inspection requirements.

Why Private Lending Works Better Than Banks

Faster closings than traditional lenders

Minimal paperwork and documentation required

Greater flexibility in loan structures

Built for speed in competitive markets

Designed to support investor success

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals