Construction Loans Ground Up in Lake County Florida

construction loan

Ground-Up Construction Loan Program Overview

Our construction loans for ground-up projects in Lake County, Florida are tailored for real estate investors, builders, and developers seeking fast, flexible funding. We finance the full construction cycle — from land acquisition to vertical build — for residential, commercial, and mixed-use properties. We focus on the After-Repair Value (ARV) and project potential, not your personal credit score or income verification.

How to Qualify

To qualify for a ground-up construction loan in Lake County, you’ll need:
– A detailed scope of work and construction budget
– Site control (owned or under contract)
– Contractor license and insurance
– Exit strategy (sale or refinance)
– Experience preferred but not required with strong project plans

Property Types Eligible

We provide construction loans for:
– Single-family residences
– Duplexes, triplexes, and fourplexes
– Mixed-use buildings
– Commercial retail and office space
– Build-to-rent investment properties

Fast Funding Timelines

We move faster than banks. Our typical funding time is 7–14 business days. Funds are released in draws based on construction milestones such as land purchase, site prep, foundation, framing, and inspections.

Local Expertise in Lake County and Beyond

Florida Fix and Flip Loans has funded over 1,000 real estate projects throughout the state. We’re deeply familiar with Lake County zoning laws, permitting timelines, flood zones, and hurricane prep requirements. Our team has experience working across cities like Leesburg, Clermont, and Tavares.

Why Private Lending Works Better Than Banks

Faster closings

Rehab draws and flexible disbursements

Local market understanding

Experience working with distressed and off-market land

No income verification

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals