Construction Loans Ground Up in Indian River County Florida

construction loans

Construction Loans Ground Up Overview

Florida Fix and Flip Loans offers specialized construction loans for ground-up projects in Indian River County, Florida. Whether you’re developing residential or commercial property, we provide private funding tailored for real estate investors who want to build from scratch—fast and without the red tape of traditional banks.

Why Choose Ground-Up Construction Loans in Indian River County?

These loans are designed to finance the entire building process, from land acquisition and permitting to site prep and vertical construction. Our approach is based on the asset’s projected value (ARV), not your credit score or tax returns.

How to Qualify

We fund developers and investors based on the value of the land and the proposed construction project. To qualify, submit:
– Property plans and project scope
– Contractor bid or GC agreement
– Exit strategy (sale or refi)
– Recent appraisal or land valuation

Property Types Eligible

– Single-family and multi-family homes
– Mixed-use developments
– Commercial retail or office buildings
– Spec homes and investment builds

Fast Funding Timelines

Our ground-up loans fund in as little as 10–14 business days. Draws are released in phases—land purchase, foundation, framing, rough-in, and final inspection—to keep your project moving on schedule.

We Understand Florida’s Construction Landscape

From coastal flood zones to hurricane insurance and zoning codes, we understand Florida’s unique development challenges. We serve Vero Beach, Sebastian, Fellsmere, and surrounding cities.

Why Private Lending Works Better Than Banks

Close in 2 weeks or less

Florida market expertise, including Indian River County

Higher flexibility for design changes or permits

No income documentation required

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals