Construction Loans Ground Up in Hillsborough County Florida
Florida Fix and Flip Loans offers flexible and fast construction loans for ground-up projects in Hillsborough County and surrounding areas like Tampa, Brandon, and Plant City. Our private lending solutions help real estate developers, investors, and contractors build residential and commercial properties from the ground up with minimal documentation and rapid funding.

Who We Fund
– Real estate developers and builders
– Spec home builders and custom home investors
– Commercial property contractors
– Landowners seeking development financing
How to Qualify
To qualify, borrowers need a viable construction project, a realistic scope of work, and equity in the land or project. We work with licensed contractors and require itemized budgets and timelines.
Property Types Eligible
– Single-family homes
– Multi-family units
– Retail plazas and offices
– Mixed-use buildings
Fast Funding Timelines
We fund projects quickly—often within 10–15 days. Funds are disbursed in stages tied to construction milestones.
Local Expertise in Hillsborough County
With experience funding over 1,000 projects in Florida, our team understands Hillsborough County’s permitting processes, zoning, and insurance challenges related to coastal construction and hurricane codes.
Why Private Lending Works Better Than Banks
Close in 10–15 business days
Minimal documentation
Experienced with Florida building codes
Funds released on draw schedule
No income or employment verification
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals