Hard Money Loans in Polk County Florida
Hard Money Loans in Polk County Florida
Florida Fix and Flip Loans provides fast and flexible hard money loans in Polk County, Florida. Our asset-based lending solutions help real estate investors, contractors, and developers fund acquisitions, rehabs, and quick-close deals without the delays of traditional banking. Whether you’re flipping homes in Lakeland or starting a renovation in Winter Haven, we deliver same-day quotes and personalized loan options.
Private Lending vs. Bank Loans
rivate hard money loans close in just 5–10 days with minimal documentation, making them ideal for fix and flip or BRRRR projects. In contrast, traditional bank loans take 30–60 days, require full income and credit checks, and are often not suited for rehab projects.
How to Qualify
We prioritize property value and investment potential, not credit scores. To qualify, share the following details:
– Subject property address
– Purchase price and rehab budget
– Estimated ARV
– Exit strategy (flip, rent, refinance)
Property Types Eligible
Our hard money loans in Polk County cover:
– Single-family homes
– Duplexes, triplexes, and fourplexes
– Townhomes and condos
– Small multifamily units
– Distressed or auction properties
– Light or full renovations
Fast Funding Timelines
Close in as little as 5–10 business days. We provide:
– Same-day pre-approvals
– Flexible draws for rehab
– Funding based on property—not borrower income
Local Expertise in Polk County
From Bartow to Haines City, our team understands the Polk County real estate market. We navigate local permitting, contractor approvals, and hurricane zone risks to help you close with confidence.
Why Choose Us Over Banks?
Faster closings
Rehab-friendly underwriting
Investor-friendly terms
No income or employment documentation
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals