Ground-Up Construction Loans in Florida for Real Estate Investors

Our Ground-Up Construction Loans Florida for investors focus on asset value, budget strength, and experience—NOT your tax returns or bank statements.

Florida Ground-Up Construction Loans

What Is a Ground-Up Construction Loan?

A ground-up construction loan is short-term financing used to cover the cost of building a property from the ground up. These loans are typically used by real estate investors, builders, and developers to finance new construction until the project is completed and sold or refinanced.

Why Florida Investors Choose Our Ground-Up Loans

We’ve helped fund over 200 new construction projects across Florida. Our investor-focused program includes:

- Up to 85% loan-to-cost (LTC) financing
- Draw schedules aligned with your build timeline
- Pre-Approval in 1 Hour
- Closings in as little as 5–10 days
- Interest-Only Payments during construction

We lend in major markets like Miami, Tampa, Orlando, Jacksonville, Fort Lauderdale, and statewide.

Florida hard money loans
Ready to Build in Florida?

Fix and Flip Loan Florida is your trusted partner for Florida ground-up construction loans. From first-time builders to seasoned developers, we help you secure funding quickly so you can get to work.

Apply today and get pre-approved within 1 hour. Let’s build your next investment project together.