Commercial Property Construction in Alachua County Florida
Florida Fix and Flip Loans offers ground-up commercial property construction loans for developers, business owners, and investors in Alachua County. From Gainesville to Archer, we provide fast, flexible funding to support the development of retail centers, office buildings, mixed-use spaces, warehouses, and more.

Loan Program Overview
Our commercial construction loans finance land acquisition, permitting, site work, and all construction phases. We base approvals on the projected value of the completed project (ARV) rather than income or credit reports, making it easier to move forward quickly.
How to Qualify
We require the following to get started:
- – Site address and detailed project plans
- – Contractor bid or construction budget
- – Purchase agreement or deed to land
- – Zoning confirmation and permit status
Property Types Eligible
- Office buildings and medical centers
- – Retail strip malls and shopping plazas
- Light industrial and warehouse facilities
- Mixed-use residential/commercial projects
Fast Funding Timelines
We close loans in as little as 10–15 business days. Funds are disbursed through draw schedules aligned with project milestones like grading, foundation, framing, and final inspection.
Local Lending Experience in Florida
We’ve funded 1,000+ Florida development projects. Our team understands the Florida Building Code, zoning processes, and insurance needs in hurricane-prone regions. We help investors navigate timelines, inspection checkpoints, and county permitting systems with ease.
Why Private Lending Works Better Than Banks
Florida Fix and Flip Loans offer fast decisions
Simple documentation process
Flexible terms
Funding based on the asset, not your income
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals