Construction Loans Ground Up in Alachua County Florida
Florida Fix and Flip Loans provides fast, reliable ground-up construction loans for real estate investors, developers, and builders in Alachua County, Florida. Whether you’re building a new single-family residence or a mixed-use investment property, we help you break ground quickly with flexible, asset-based funding.
Construction Ground Up loan Program
Our ground-up construction loans are structured to support every phase of your project—from land acquisition to final inspection. We specialize in funding residential, multifamily, and small commercial developments. Our approvals are based on the future value (ARV) and project feasibility—not your tax returns.
Why Choose Private Construction Loans Over Banks?
Traditional construction loans involve lengthy underwriting and strict documentation. Florida Fix and Flip Loans offers speed, flexibility, and approvals based on your project—not your credit score. We know how to fund urgent deals and navigate Florida’s zoning and inspection requirements.
How to Qualify
You’ll need to provide:
- Project address and scope of work
- Land purchase contract or deed
- Budget breakdown with contractor bid
- Timeline and permitting status
Property Types Eligible
- Single-family spec homes
- Duplex to fourplex projects
- Multifamily residential buildings
- Mixed-use and small commercial
Fast Funding Timelines
Close in as little as 10–15 business days. We offer flexible draw schedules tied to project milestones like grading, foundation, framing, and final inspection.
Local Lending Experience in Florida
Our team has funded 1,000+ ground-up projects across Florida. We understand the permitting challenges, hurricane code updates, and insurance requirements that come with building in Florida counties like Alachua.
Serving Real Estate Investors Across Florida
From Gainesville to Archer and Newberry—and statewide cities like Miami, Orlando, Tampa, Jacksonville, Fort Lauderdale, and Cape Coral. We provide expert lending tailored to your construction timeline.