Hard Money Loans in Alachua County Florida
Florida Fix and Flip Loans offers fast, flexible hard money loans for real estate investors across Alachua County, including Gainesville, Newberry, and Archer. Whether you’re flipping homes or developing small multifamily projects, our asset-based loans help you close fast and move forward with confidence.
Loan Program Overview
Our hard money loans are designed for real estate investors who need capital without traditional bank hurdles. We fund acquisitions, rehabs, construction, and refinance scenarios based on property value—not personal income or credit score.
How to Qualify
To qualify, investors must provide:
- Property address and photos
- Purchase contract or payoff demand
- Rehab budget or construction scope
- Title and insurance contact info
Property Types Eligible
- Single-family homes (non-owner occupied)
- Duplexes, triplexes, and fourplexes
- Multifamily 5+ unit properties
- Light commercial or mixed-use
Fast Funding Timelines
We close in as little as 5–10 business days. Draw schedules are available for rehab and construction disbursements tied to project milestones.
Local Lending Experience in Florida
We’ve funded over 1,000 real estate deals throughout Florida. From hurricane zone compliance to local permitting and title requirements, our team understands what it takes to close fast and stay compliant.
Why Private Lending Works Better Than Banks
Hard money loans offer speed, flexibility, and simplicity
No long underwriting delays
Fast closings for time-sensitive deals
No income verification required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals