Construction Loans Ground Up in Brevard County Florida
Florida Fix and Flip Loans provides fast, flexible ground-up construction loans for real estate investors, developers, and builders in Brevard County, Florida. Whether you’re constructing single-family homes in Palm Bay, duplexes in Titusville, or small commercial spaces in Melbourne, our financing solutions are tailored to your build timeline and project goals.
Loan Program Overview
Our construction loans are designed to fund all phases of your ground-up development—from land acquisition to site prep, foundation, framing, inspections, and final build-out. We approve loans based on the future value of the completed project (ARV), not your income or credit score.
Why Choose Private Construction Loans Over Traditional Banks?
Traditional lenders can take months to approve and fund a new build. Our private construction loans eliminate delays and red tape—no tax returns, bank statements, or income docs needed. Perfect for builders and investors with strong project plans and tight timelines.
How to Qualify
To get started, submit:
- Land purchase agreement or recorded deed
- Contractor’s bid and budget breakdown
- Construction plans and scope of work
- Project timeline and estimated ARV
Property Types Eligible
- Single-family homes
- Duplexes, triplexes, and fourplexes
- Small multifamily (up to 20 units)
- Mixed-use or light commercial buildings
Fast Funding Timelines
We close construction loans in as little as 10–15 business days. Disbursements are issued through draw schedules tied to major construction milestones and inspections.
Local Lending Experience in Florida
Florida Fix and Flip Loans has funded over 1,000 real estate projects throughout Florida. We understand Brevard County zoning, permitting requirements, hurricane mitigation codes, and insurance standards. From Cocoa Beach to West Melbourne, we’re your expert local lending partner.
Why Private Lending Works Better Than Banks
Designed for investors who need speed and simplicity
Close in days (5 - 10 days)
Underwriting focused on assets
Flexible terms
No delays due to income verification
Serving Real Estate Developers Across Florida
We proudly support ground-up development projects in Brevard County and across the state, including Miami, Tampa, Fort Lauderdale, Tallahassee, Jacksonville, and Cape Coral. Our flexible, asset-based construction loans make it easy to get started fast.
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals