Hard Money Loans in Brevard County Florida

Florida Fix and Flip Loans offers fast and flexible hard money loans to real estate investors and property developers in Brevard County, Florida. Whether you’re acquiring a fixer-upper in Melbourne, refinancing an investment property in Palm Bay, or flipping homes near Cocoa Beach, our asset-based loans give you the capital to close quickly and scale your portfolio.

Hard Money Loans

Loan Program Overview

Our hard money loans are designed for investors who need quick, no-hassle funding. We provide capital for acquisitions, rehabs, refinances, and bridge deals—all based on the property’s value and your investment plan, not your credit score or income verification.

How to Qualify

You’ll need to submit:

  • Purchase agreement or property deed
  • Estimated ARV and renovation scope
  • Budget and timeline for project
  • Title company and insurance details

Property Types Eligible

  • Single-family homes (non-owner occupied)
  • Multifamily properties (2–20+ units)
  • Condos, townhomes, and mixed-use buildings
  • Light commercial or distressed properties

Fast Funding Timelines

We close most hard money loans in 5–10 business days. Rehab draws and construction funds are distributed based on project progress with fast inspection turnarounds.

Local Lending Experience in Florida

Florida Fix and Flip Loans has funded over 1,000 real estate projects across the state. We know the Brevard County market—from coastal permitting issues to hurricane insurance and seasonal appraisal trends in towns like Titusville, Merritt Island, and Satellite Beach.

Why Private Lending Works Better Than Banks

Ideal for time-sensitive investments

No employment verification needed

Suitable for properties banks won’t finance

No W-2s required

No tax returns required

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals