Construction Loans Ground Up in Charlotte County Florida
Loan Program Overview
Florida Fix and Flip Loans offers Ground-Up Construction Loans in Charlotte County for investors seeking to build new residential or commercial properties from the ground up. We finance the acquisition of land, site development, and all vertical construction costs.
How to Qualify
Qualification is based on project viability and asset strength—not personal income or tax returns. Investors must provide a detailed scope of work, construction timeline, contractor estimates, and expected ARV (After Repair Value).
Property Types Eligible
– Single-family homes
– Multi-family residential units
– Mixed-use developments
– Commercial buildings (retail, warehouse, etc.)
Fast Funding Timelines
Our loans close in as little as 10–15 business days. Funds are released in draw stages aligned with construction milestones.
Local Lending Experience in Florida Counties
We specialize in the Florida market—especially Charlotte County—and understand local permitting, flood zone compliance, coastal weather risks, and investor zip codes. Trusted by investors from Miami to Jacksonville.
Why Private Lending Works Better Than Banks
Close in 10–15 days
Minimal documentation
Local knowledge of zoning, inspections, and flood zones
Loans tailored to project needs
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals