Construction Loans Ground Up in Clay County Florida
Ground-Up Construction Loans Overview
Florida Fix and Flip Loans offers tailored construction loan solutions for investors seeking to build residential or commercial properties from the ground up in Clay County. We fund projects based on future value (ARV), not personal income or credit scores.
How to Qualify
– Property must be located in Clay County, Florida
– Provide construction budget and scope of work
– Experience with past construction or fix and flip projects preferred
– Site plans, permits, and exit strategy (refinance or sale)
Property Types Eligible
– Single-family residences
– Multi-family units
– Spec homes
– Mixed-use developments
– Commercial buildings (office, retail, warehouse)
Fast Funding Timelines
Close in as little as 10–14 business days. Draws are disbursed based on milestone inspections, starting with land acquisition.
Local Lending Experience in Florida
Florida Fix and Flip Loans has funded over 1,000 projects across the state. Our team understands the nuances of building in Clay County and nearby cities like Jacksonville, Green Cove Springs, and Middleburg.
Why Private Lending Works Better Than Banks
Close in weeks, not months
Funding based on ARV
Rehab/Build draws available
Minimal paperwork
No delays due to income verification
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals