Hard Money Loans in Clay County Florida

Hard Money Loans

Hard Money Loans Overview

Florida Fix and Flip Loans provides fast, reliable hard money loans to real estate investors, builders, and property flippers in Clay County, Florida. Whether you’re financing a fix-and-flip, land purchase, or investment property acquisition, our asset-based loans are designed to help you close quickly with minimal documentation.

How to Qualify

We qualify borrowers based on property value and deal potential—not credit scores. No income verification or tax returns required. Simply provide the following:

– Property address and photos

– Purchase contract or current valuation

– Rehab budget and exit strategy

Property Types Eligible

Our hard money loans can be used for a variety of property types including:

– Single-family and multi-family homes

– Condos and townhomes

– Commercial buildings

– Vacant land for construction

Fast Funding Timelines

Close in as little as 5–10 business days. Funds are available for purchase, refinance, or cash-out scenarios. Draw schedules available for rehab projects.

Local Lending Experience in Clay County

With extensive experience lending throughout Florida, we understand Clay County’s local permitting rules, property values, and investor needs. From Orange Park to Middleburg and Green Cove Springs, our team knows the area’s real estate market and zip code-level comps.

Why Private Lending Works Better Than Banks

Faster closings (no waiting weeks for underwriting)

Funding for distressed or unique properties

Flexible qualification criteria

No income or employment docs needed

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals