Hard Money Loans in Clay County Florida

Hard Money Loans Overview
Florida Fix and Flip Loans provides fast, reliable hard money loans to real estate investors, builders, and property flippers in Clay County, Florida. Whether you’re financing a fix-and-flip, land purchase, or investment property acquisition, our asset-based loans are designed to help you close quickly with minimal documentation.
How to Qualify
We qualify borrowers based on property value and deal potential—not credit scores. No income verification or tax returns required. Simply provide the following:
– Property address and photos
– Purchase contract or current valuation
– Rehab budget and exit strategy
Property Types Eligible
Our hard money loans can be used for a variety of property types including:
– Single-family and multi-family homes
– Condos and townhomes
– Commercial buildings
– Vacant land for construction
Fast Funding Timelines
Close in as little as 5–10 business days. Funds are available for purchase, refinance, or cash-out scenarios. Draw schedules available for rehab projects.
Local Lending Experience in Clay County
With extensive experience lending throughout Florida, we understand Clay County’s local permitting rules, property values, and investor needs. From Orange Park to Middleburg and Green Cove Springs, our team knows the area’s real estate market and zip code-level comps.
Why Private Lending Works Better Than Banks
Faster closings (no waiting weeks for underwriting)
Funding for distressed or unique properties
Flexible qualification criteria
No income or employment docs needed
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals