Hard Money Loans in Collier County Florida

Hard Money

Loan Program Overview

Florida Fix and Flip Loans offers fast, flexible Hard Money Loans in Collier County, Florida. These asset-based loans are ideal for real estate investors looking to finance fix and flip projects, property acquisitions, or short-term bridge solutions. With minimal documentation and no income verification required, our lending programs focus on the value of the investment opportunity—not your credit score.

How to Qualify

Qualifying for a hard money loan with us is simple. We assess your project based on: 

– Property value and after-repair value (ARV)
– Loan-to-Value ratio (LTV)
– Exit strategy (sale or refinance)
– Rehab scope and budget
– Collier County location knowledge

Property Types Eligible

– Single-family homes
– Multi-family buildings
– Condos and townhomes
– Mixed-use properties
– Commercial investment buildings

Fast Funding Timelines

Time is critical in real estate investing. We close most hard money loans in 5–10 business days, with funding available in stages or lump-sum, depending on your project’s needs.

Trusted Local Lending in Collier County

We’ve funded hundreds of investment deals throughout Naples, Marco Island, and Golden Gate. Our team understands the Collier County real estate market, permitting challenges, and local contractor networks. Whether you’re flipping coastal properties or infill lots, we’re ready to help.

Why Private Lending Works Better Than Banks

Fast closings

Rehab/construction draw flexibility

Expert local insight into Collier County zip codes

Asset-focused lending

No income verification

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals