Fix and Flip Loans in Columbia County Florida
Florida Fix and Flip Loans provides fast, flexible, and reliable financing solutions for real estate investors in Columbia County, Florida. Whether you’re an experienced house flipper or a first-time investor, we fund your project based on the property’s potential—not your credit score.

Fix and Flip Loan Program Overview
Our fix and flip loans are short-term financing options designed to help you purchase, renovate, and resell properties quickly. We focus on the After Repair Value (ARV) and overall project viability. Our process is streamlined to minimize paperwork and speed up funding.
How to Qualify
– A viable investment property
– Scope of work or contractor bid
– Exit strategy such as resale or refinance
– Basic investor background
Property Types Eligible
– Single-family homes
– Multi-family units (2–4 units)
– Condos and townhomes
– Distressed properties or those needing rehab
Fast Funding Timelines
We close most fix and flip loans in 5–10 business days. Our draw schedule disburses renovation funds based on completed milestones, ensuring your project stays on track.
Local Lending Experience in Columbia County
With deep knowledge of Florida’s real estate markets and permitting regulations, we support investors across Lake City, Fort White, and surrounding areas. We understand local inspection timelines, hurricane-resistant renovations, and investor hotspots in zip codes like 32055 and 32024.
Why Private Lending Works Better Than Banks
Close in days, not weeks
Minimal documentation required
Rehab draws included
Investor-friendly terms
No income verification needed
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals