Construction Loans Ground Up in Duval County Florida
Our ground-up construction loans are designed for real estate investors seeking to build residential, multifamily, or commercial projects from scratch. Unlike traditional loans, we focus on the project value, land acquisition potential, and your development plan—not your credit score.

How to Qualify for a Ground-Up Construction Loan
Qualifying is simple: submit your property address, scope of work, budget, and exit strategy. We evaluate the project feasibility and fund based on ARV (After Repair Value) and asset strength.
Who We Serve
Florida Fix and Flip Loans serves real estate investors, brokers, flippers, contractors, and developers in Duval County and across Florida.
Property Types Eligible
– Single-family and multi-family homes
– Fix and flip projects in progress
– Commercial buildings and storefronts
– Residential properties in transition
– Pre-sale or delayed closings
Fast Funding Timelines
We close most loans in 10–15 business days with staged draw schedules aligned to construction milestones. No tax returns or income verification required.
Duval County Local Lending Expertise
We understand Jacksonville’s unique zoning, permitting requirements, and local comps. We’ve helped investors from Miami to Jacksonville complete over 1,000+ Florida-based projects.
Why Private Lending Works Better Than Banks
Faster approvals than banks
Rehab and construction draws aligned with your build schedule
Flexible terms customized for investors
Deep understanding of Florida real estate markets
No income documentation required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals