Hard Money Loans in Duval County Florida
Florida Fix and Flip Loans provides fast, flexible hard money loans in Duval County, Florida. We help real estate investors, flippers, and developers in Jacksonville and surrounding areas get the short-term capital they need to seize investment opportunities — without the delays of traditional banks.
What Are Hard Money Loans?
Hard money loans are short-term, asset-based loans secured by real estate. Approval is based on the value of the property (not the borrower’s income or credit score), allowing faster access to capital for purchasing, rehabbing, or refinancing investment properties.
How to Qualify
– Collateral: Must be secured by investment property
– Property type: Single-family, multi-family, mixed-use, or commercial
– Exit strategy: Clear plan to repay via sale or refinance
– Experience: Not required, but repeat investors receive preferred terms
Property Types Eligible
– Fix and flips
– Ground-up construction
– Rentals in transition
– Distressed or auction properties
– Mixed-use or commercial projects
Fast Funding Timelines
– Loan decisions within 24–48 hours
– Closings in as little as 5–10 days
– Draw schedule disbursements for rehab
Why Work With Florida Fix and Flip Loans?
Florida Fix and Flip Loans has funded over 1,000 real estate investment projects across Florida. We’re a trusted lender for experienced and first-time investors across Duval County and the greater Jacksonville metro area.
Why Private Lending Works Better Than Banks
Rehab, construction, and bridge financing included
Loan amounts from $100,000 to $5,000,000+
Flexible underwriting based on property value and deal strength
Flexible terms
No tax returns, W-2s, or personal income verification
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals