Construction Loans Ground Up in Escambia County Florida

Ground-Up Construction Loan Program Overview

Florida Fix and Flip Loans offers specialized ground-up construction loans in Escambia County. These loans are designed for real estate investors and developers building new residential, commercial, or mixed-use properties from the ground up. We prioritize project value and land potential—not credit scores or tax returns.

How to Qualify

Provide project plans and scope of work
Submit land acquisition details or deed
Have a clear exit strategy (sale or refinance)
Down payment based on ARV and land value
No income docs required — we focus on property potential

Property Types Eligible

Single-family homes
Multi-unit developments
Mixed-use properties
Commercial buildings (retail, office, etc.)

Fast Funding Timelines

We can fund your Escambia County construction project in as little as 10–15 business days. Our streamlined draw schedule allows disbursements based on construction milestones — from foundation to final inspection.

Local Lending Expertise in Escambia County

We understand Escambia County's zoning, permitting, and inspection processes. Whether your project is in Pensacola, Brent, Ferry Pass, or nearby communities, our team brings years of hands-on experience funding new construction projects across Florida’s Gulf Coast.

Why Private Lending Works Better Than Banks

Close in weeks, not months

Rehab & ground-up funding available

Asset-based qualification

Local Florida experience

No W-2s, no income docs

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals