Hard Money Loans in Escambia County Florida
We work with real estate investors, flippers, contractors, and developers seeking quick and flexible funding in Escambia County, Florida.
What Are Hard Money Loans?
Hard money loans are asset-based loans designed for speed and simplicity. They allow investors to secure funding based on the property’s value rather than personal credit or income documentation. Florida Fix and Flip Loans specializes in helping you close fast on investment properties, even if traditional banks say no.
How to Qualify
• Own or be purchasing real estate in Escambia County
• Provide property details and estimated ARV
• Demonstrate clear exit strategy (flip, sale, or refinance)
• Minimum equity or down payment
Property Types Eligible
- Single-family and multi-family homes
• Condos and townhomes
• Mixed-use or light commercial
• Properties under rehab
Fast Funding Timelines
Our Escambia County clients enjoy lightning-fast closings — often within 5–10 business days. Rehab draws are released based on completion milestones.
Local Florida Expertise
Serving real estate investors from Pensacola to Tallahassee, we know the zoning laws, hurricane prep issues, and insurance needs of coastal and panhandle Florida properties.
Why Private Lending Works Better Than Banks
Close in days, not weeks
Flexible credit requirements
Rehab and construction draws included
We understand Florida’s local permitting laws and zoning codes
No income verification
Private Loans vs Traditional Banks
Unlike banks, private hard money loans prioritize speed and the value of the property. We skip the red tape—no income docs, no credit hoops, just results. Perfect for fix-and-flip deals, auction purchases, and urgent closings.
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals