Construction Loans Ground Up in Flagler County Florida

We specialize in providing ground-up construction loans to real estate investors, developers, and builders in Flagler County and surrounding Florida markets. Whether you’re developing residential or mixed-use properties, we offer tailored funding with fast approvals and flexible terms.

Construction Loans

Ground-Up Construction Loan Program Overview

Florida Fix and Flip Loans provides private construction loans designed to fund land acquisition, horizontal development, vertical construction, and soft costs. These loans are asset-based, meaning approval is based on project viability, not tax returns or credit score.

How to Qualify

– Provide a detailed scope of work and construction budget

– Submit property details and estimated ARV (After Repair Value)

– Show exit strategy (e.g., refinance, sale)

Property Types Eligible

– Residential developments (SFR, duplex, 4-plex)

– Mixed-use developments

– Infill lots and tear-down/new builds

– Coastal and hurricane-resistant builds

Fast Funding Timelines

We close most construction loans in 10–14 days. Funds are disbursed in draw schedules based on construction progress milestones.

Local Lending Experience in Flagler County

Florida Fix and Flip Loans has funded 1,000+ projects throughout Florida. We understand Flagler County's permitting process, zoning laws, and investor trends.

Why Choose Private Construction Loans Over Traditional Banks?

Local insight into Flagler County permits, codes, and risks

Focused on property value and project viability

Flexible draw schedules

No income or employment verification

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals