Construction Loans Ground Up in Highlands County Florida
Ground-Up Construction Loans Overview
Florida Fix and Flip Loans provides fast and flexible ground-up construction loans for real estate investors and developers in Highlands County. Whether you’re building a new single-family home, duplex, or commercial structure from scratch, our private lending programs are tailored for your project’s needs. We fund land acquisition, site work, permits, materials, and vertical construction—based on your project’s future value (ARV).
How to Qualify
Our underwriting process is streamlined and asset-based. To qualify, you’ll need:
– A clear scope of work and construction timeline
– Recent land appraisal or purchase agreement
– Contractor’s budget or builder bid
– Exit strategy (sale, refinance, or long-term rental)
Property Types Eligible
We fund a range of projects in Highlands County, including:
– Single-family residences
– Duplexes and multi-family units
– Mixed-use developments
– Commercial retail or office structures
Fast Funding Timelines
Our average closing time is 7–14 business days. Once approved, draw schedules are tied to construction milestones—ensuring cash flow when you need it most.
Serving Highlands County and Surrounding Florida Cities
We understand Florida’s zoning, permitting, and construction regulations, including those in hurricane-prone and coastal zones. Our team has funded 1,000+ real estate investment projects statewide and brings local expertise to Sebring, Avon Park, and Lake Placid.
Why Private Lending Works Better Than Banks
Close in 7–14 days
Docs: Minimal
Flexibility: Custom draw schedules
Experience: Florida-based lending team with local permitting insights
No delays due to income verification
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals