Commercial Property Construction in Hillsborough County Florida

Loan Program Overview
Florida Fix and Flip Loans provides commercial property construction financing for developers, investors, and business owners throughout Hillsborough County. Our ground-up construction loans are tailored for retail, office, medical, and mixed-use properties. We prioritize the asset and the project’s ARV (after-repair value), not personal income or tax returns.
How to Qualify
We offer flexible qualifications that focus on the viability of the project, scope of work, and property potential. Ideal candidates include commercial developers, real estate investment groups, and business owners with shovel-ready construction plans.
Property Types Eligible
– Retail plazas
– Office buildings
– Medical centers
– Warehouses & distribution centers
– Mixed-use commercial/residential
Fast Funding Timelines
Our commercial construction loans close in as little as 10–15 business days. Funding is released via draw schedules tied to key milestones such as grading, framing, and MEP (mechanical, electrical, plumbing).
Local Lending in Hillsborough County
We understand the zoning, permitting, and construction regulations in Hillsborough County. Whether you're building in Tampa, Brandon, or Plant City, we offer fast, flexible funding backed by local experience. Our team can guide you through county-level inspections, draw inspections, and FEMA flood zone compliance if applicable.
Why Private Lending Works Better Than Banks
Faster closings (no 45-day waits)
Rehab and soft-cost financing
Local insight into Florida permitting and inspection rules
Asset-based underwriting
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals