Hard Money Loans in Hillsborough County Florida
Florida Fix and Flip Loans provides fast, flexible hard money loans to real estate investors in Hillsborough County and the surrounding cities like Tampa, Plant City, and Temple Terrace. Whether you’re flipping a property, developing a new build, or acquiring distressed real estate, our asset-based lending solutions offer the speed and simplicity you need.
Overview of Hard Money Loans
Hard money loans are short-term real estate loans secured by the value of the property, not your income or credit score. We evaluate your deal based on the asset’s ARV (after-repair value), making us the ideal financing solution for fix and flip investors, landlords, and builders.
Why Choose Private Hard Money Over Traditional Bank Loans?
Compared to traditional lenders, we provide faster approvals, fewer paperwork requirements, and greater flexibility. Our team understands the Florida market, helping you move quickly and confidently on time-sensitive deals.
Who Qualifies
We work with:
- Real estate investors and developers
- Contractors and rehabbers
- Wholesalers and flippers
- Business owners seeking fast capital for property acquisition
Property Types Eligible
- Single-family homes
- Multi-family units
- Mixed-use buildings
- Commercial properties
- Distressed or non-stabilized assets
Fast Funding Timelines
Most deals close in 5–10 business days. Our streamlined underwriting process skips the red tape—no tax returns, income documentation, or FICO score requirements. Funds are disbursed based on your draw schedule and project progress.
Our Local Florida Advantage
With over 1,000 successful closings across Florida, we understand Hillsborough County permitting requirements, flood zone considerations, and construction timelines. We're trusted from Miami to Jacksonville and everywhere in between.
Why Private Lending Works Better Than Banks
Faster approvals compared to traditional lenders
Reduced paperwork requirements
Greater flexibility in loan terms
In-depth knowledge of the Florida market
Ability to move quickly and confidently on time-sensitive deals
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals