Commercial Property Construction in Indian River County Florida
Florida Fix and Flip Loans provides fast, flexible commercial property construction loans in Indian River County, Florida. We help real estate investors, builders, and developers secure funding for new office buildings, mixed-use properties, retail plazas, and industrial sites.

Loan Program Overview
Our commercial construction loans finance ground-up development projects including land acquisition, entitlement, site prep, construction, and final stabilization. We focus on the asset’s future value (ARV) and project feasibility—not just your personal financials.
How to Qualify
To qualify for our commercial construction loans, you’ll need:
– A viable project plan with budget and timeline
– Exit strategy (sale or refinance)
– Site control (LOI or deed)
– Basic entity structure
Property Types Eligible
– Office complexes
– Medical centers
– Mixed-use developments
– Industrial warehouses
– Multi-tenant retail strip centers
Fast Funding Timelines
We can close in 10–15 business days with staged draw schedules tied to construction milestones. Minimal paperwork, maximum speed.
Local Experience in Indian River County
With extensive experience funding projects in Indian River County—including Vero Beach, Sebastian, and Fellsmere—we understand the permitting process, zoning requirements, and coastal construction risks. Our underwriting is based on local market knowledge, not just spreadsheets.
Why Private Lending Works Better Than Banks
Faster approvals
Draws based on project milestones
Flexibility with experience-based underwriting
No income docs or tax returns required
Why Choose Us Over Traditional Banks
Banks may take 45–90 days to approve construction financing with rigid underwriting. We prioritize speed and simplicity. With no income verification, no tax returns, and flexible credit standards, our process is tailored for real estate professionals.
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals