Fix and Flip Loans in Indian River County Florida

fix and flip loan

Loan Program Overview

Florida Fix and Flip Loans provides fast, flexible funding for real estate investors in Indian River County, Florida. Whether you’re flipping a distressed single-family home or renovating a duplex, we fund projects based on the future value of the property, not your credit score or tax returns.

How to Qualify

We look at the property, the project, and your experience—not your income docs. To qualify, you’ll need:
– A viable project in Indian River County
– Purchase contract or ownership documentation
– Rehab scope and budget
– Exit strategy such as resale or refinance

Property Types Eligible

We fund a variety of residential investment properties, including:
– Single-family homes
– Duplexes and triplexes
– Townhomes and condos
– Small multifamily (2–4 units)
– Properties under rehab or needing major upgrades

Fast Funding Timelines

Our streamlined approval process allows us to fund loans in as little as 5–10 business days. Funds are distributed in draws based on construction progress. No income verification or long underwriting delays.

Local Expertise in Indian River County

Our team understands the permitting process, investor zoning codes, and common renovation issues in Vero Beach, Sebastian, Fellsmere, and other Indian River County neighborhoods. We also understand the impact of Florida’s hurricane zones, insurance restrictions, and county inspection timelines.

Why Private Lending Works Better Than Banks

Quick approvals

Rehab financing included

Local market knowledge

Asset-based lending focused on ARV

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals