Hard Money Loans in Jackson County Florida
Florida Fix and Flip Loans offers fast, flexible hard money loans to real estate investors throughout Jackson County and surrounding areas like Marianna, Graceville, and Cottondale. Our asset-based lending approach prioritizes property value and project potential over credit scores or income verification.

Loan Program Overview
Our hard money loans are ideal for short-term investment needs like fix and flips, bridge financing, or new construction. We fund based on ARV (After Repair Value), allowing you to maximize leverage on undervalued or distressed properties
How to Qualify
– No income verification required
– Credit score not a factor
– Collateral-based underwriting
– Detailed scope of work and exit strategy
Property Types Eligible
– Single-family and multi-family homes
– Mixed-use and commercial properties
– Land and ground-up developments
Fast Funding Timelines
We close loans in as little as 5–10 business days with draw schedules tied to construction milestones and rehab phases.
Local Lending Experience in Florida
Florida Fix and Flip Loans has funded over 1,000+ projects across the state, including coastal zones and hurricane-prone markets. We understand Florida’s permitting processes and investor timelines.
Why Private Lending Works Better Than Banks
Fast closings: 5–10 days
Rehab and construction financing available
Flexible terms customized to investor goals
No income docs or tax returns
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals