Construction Loans Ground Up in Lake County Florida

Ground-Up Construction Loan Program Overview
Our construction loans for ground-up projects in Lake County, Florida are tailored for real estate investors, builders, and developers seeking fast, flexible funding. We finance the full construction cycle — from land acquisition to vertical build — for residential, commercial, and mixed-use properties. We focus on the After-Repair Value (ARV) and project potential, not your personal credit score or income verification.
How to Qualify
To qualify for a ground-up construction loan in Lake County, you’ll need:
– A detailed scope of work and construction budget
– Site control (owned or under contract)
– Contractor license and insurance
– Exit strategy (sale or refinance)
– Experience preferred but not required with strong project plans
Property Types Eligible
We provide construction loans for:
– Single-family residences
– Duplexes, triplexes, and fourplexes
– Mixed-use buildings
– Commercial retail and office space
– Build-to-rent investment properties
Fast Funding Timelines
We move faster than banks. Our typical funding time is 7–14 business days. Funds are released in draws based on construction milestones such as land purchase, site prep, foundation, framing, and inspections.
Local Expertise in Lake County and Beyond
Florida Fix and Flip Loans has funded over 1,000 real estate projects throughout the state. We’re deeply familiar with Lake County zoning laws, permitting timelines, flood zones, and hurricane prep requirements. Our team has experience working across cities like Leesburg, Clermont, and Tavares.
Why Private Lending Works Better Than Banks
Faster closings
Rehab draws and flexible disbursements
Local market understanding
Experience working with distressed and off-market land
No income verification
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals