Construction Loans Ground Up in Lee County Florida
Ground-Up Construction Loans Overview
Florida Fix and Flip Loans provides specialized ground-up construction financing for real estate investors and developers in Lee County, Florida. Whether you’re building single-family homes, multifamily units, or commercial spaces from the ground up, our hard money solutions prioritize project potential and after-construction value (ARV) over traditional income verification.
How to Qualify
Our flexible qualification process focuses on the viability of your project. We evaluate land ownership or purchase contract, scope of work, ARV comps, and your experience level. No tax returns or W-2s required.
Property Types Eligible
– Single-family residences
– Duplexes and multifamily buildings
– Mixed-use properties
– Commercial and retail spaces
Fast Funding Timelines
We close deals in 7–14 business days, ensuring you can secure permits, break ground, and stay on schedule. Draw schedules are tied to construction milestones to keep cash flowing as work progresses.
Local Construction Lending in Lee County and Beyond
With deep knowledge of Lee County's zoning laws, permitting delays, and hurricane construction codes, Florida Fix and Flip Loans is a trusted resource for builders from Cape Coral to Fort Myers. We also serve investors across Florida — from Tampa and Jacksonville to Orlando and Fort Lauderdale.
Why Private Lending Works Better Than Banks
Faster closings (within 2 weeks)
Minimal documentation
Flexible underwriting
Asset-based qualification
Experience with distressed or non-stabilized land/properties
Why Florida Fix and Flip Loans?
Florida Fix and Flip Loans has funded over 1,000 ground-up construction and investment projects across the state. Our licensed loan officers, compliance with Florida lending laws, and transparent terms make us a top choice for serious developers.
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals