Construction Loans Ground Up in Manatee County Florida
Florida Fix and Flip Loans provides specialized ground-up construction financing for real estate investors and developers in Manatee County and surrounding cities like Sarasota, Bradenton, and Palmetto. Whether you’re building a single-family residence, a multifamily development, or a commercial structure, we provide funding tailored to your construction schedule and final ARV (After-Repair Value).

Loan Program Overview
Our ground-up construction loans cover everything from land acquisition to the final draw of your build. These loans are structured to meet the pacing of construction milestones and designed for speed, flexibility, and simplicity.
How to Qualify
To qualify, you’ll need:
– A clear construction plan and budget
– Purchase contract or title to the land
– Contractor agreement or builder resume
– Exit strategy (sale or refinance)
Property Types Eligible
– Single-family homes
– Multifamily units (2–20 doors)
– Mixed-use buildings
– Light commercial projects
Fast Funding Timelines
Most construction loans can be approved in 24–48 hours with closings in 7–10 business days. Disbursements follow a structured draw schedule tied to verified project milestones.
Local Expertise in Manatee County
We understand the permitting timelines, local contractors, and zoning requirements in Manatee County. We’re experienced in navigating Florida’s hurricane zone building codes, inspection delays, and escrow holdbacks.
Why Choose Private Construction Loans Over Banks?
Close in 7–10 days vs. 45+ with banks
Rehab draws and construction disbursements supported
Loans based on ARV, not tax returns
No delays due to income verification
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals