Hard Money Loans in Manatee County Florida
Florida Fix and Flip Loans provides fast, flexible hard money loans in Manatee County, Florida for real estate investors, developers, and flippers. Whether you’re acquiring a distressed property, funding a rehab, or closing quickly on an investment deal, our hard money loans are asset-based and designed for speed — no income documentation required.
What Are Hard Money Loans?
Hard money loans are short-term, asset-based financing solutions that allow real estate investors to leverage a property’s value (current or after-repair value) rather than relying on personal income or credit scores. They’re ideal for time-sensitive deals where traditional bank financing would be too slow or restrictive.
How to Qualify
We underwrite based on your property’s value and your investment plan, not your W-2s or tax returns. Requirements include:
- Clear investment strategy and exit plan
- Property with sufficient equity or strong ARV
- Title insurance and property inspection
Property Types Eligible
- Single-family homes
• Multifamily units
• Commercial buildings
• Land or properties under construction or rehab
Fast Funding Timelines
We can close most hard money loans in 5–10 business days, with approvals often within 24 hours. Funds can be used for acquisitions, refinancing, rehab budgets, or paying off existing liens.
Local Lending Expertise in Manatee County
From Bradenton to Palmetto, we understand the Manatee County real estate market and its unique factors — including coastal zoning regulations, hurricane-prone construction requirements, and local permitting timelines.
Why Choose Hard Money Loans Over Traditional Banks?
Same-day pre-approvals
Funding based on property equity or ARV
Flexible terms tailored to your project
No income or employment verification
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals