Construction Loans Ground Up in Miami-Dade County Florida

Ground-Up Construction Loans in Miami-Dade County
Florida Fix and Flip Loans provides fast, flexible construction loans for ground-up residential and commercial projects across Miami-Dade County. We understand the unique demands of building in Florida—from permitting to hurricane zoning—and offer private financing options that help real estate investors break ground quickly.
How to Qualify
To get started, submit your project address, architectural plans or blueprints, detailed budget, and contractor info. We evaluate the land value and project scope—not your credit score or income statements. Same-day feedback available for qualified deals.
Property Types Eligible
Single-family new builds
– Small multifamily construction (2–20 units)
– Mixed-use developments
– Urban infill lots
– Land with shovel-ready permits
– Coastal and hurricane-zoned properties
Fast Funding Timelines
We close in as little as 7–14 business days, with streamlined underwriting and draw schedules tailored to construction milestones. Whether you’re building in Little Havana or North Miami Beach, we deliver the speed your contractor needs.
Local Expertise Across Miami-Dade and Florida
Florida Fix and Flip Loans has funded 1,000+ construction and rehab projects across the state. We understand Florida building codes, inspection phases, zoning challenges, and draw timing. Our clients include developers in Homestead, Fort Lauderdale, Cape Coral, and Tallahassee.
Why Private Construction Loans Over Traditional Banks?
Local underwriting and fast approvals
Trusted by investors across Miami, Orlando, Tampa, and Jacksonville
Support for first-time builders with licensed GC partnerships
Flexible draw schedules and funding for land + construction
No income verification or tax returns required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.