Commercial Property Construction in Monroe County Florida

commercial construction

Commercial Construction Loans in Monroe County

Florida Fix and Flip Loans provides flexible financing solutions for commercial property construction in Monroe County, Florida. Whether you’re building retail centers, office spaces, multifamily housing, or hospitality venues across the Keys, we offer fast, asset-based loans tailored to the needs of investors and developers in regulated coastal zones.

How to Qualify

To qualify, submit your project address, blueprints, licensed general contractor (GC) information, construction budget, and projected use or income potential. We evaluate the land value and scope of the project—not your credit score or income—providing same-day feedback on well-documented deals.

Property Types Eligible

– Multifamily developments (5+ units)
– Retail plazas and commercial centers
– Mixed-use and urban infill projects
– Hotels and vacation lodging developments
– Medical and office buildings
– Industrial and light commercial buildings

Fast Funding Timelines

We fund in as little as 10–21 business days, with custom draw schedules aligned to each build milestone: land development, foundation, vertical framing, MEP systems, and final inspection. We’re experienced with coastal permitting timelines, zoning setbacks, and environmental restrictions in Monroe County.

Trusted by Builders Across Florida

Florida Fix and Flip Loans has funded over 1,000 investment and construction deals across Florida. We understand Monroe County’s permitting regulations, FEMA floodplain considerations, and hurricane mitigation codes. We’ve financed projects in Key West, Marathon, Tavernier, and throughout the Florida Keys.

Why Choose Private Lending Over Banks?

No income verification or credit requirements

Land and build financing in one loan

Structured draws with local project coordination

No prepayment penalties

Ideal for new developers or investor groups

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.