Hard Money Loans in Monroe County Florida
Hard Money Loans in Monroe County
Florida Fix and Flip Loans offers fast and flexible hard money loans for real estate investors operating in Monroe County, Florida. Our asset-based lending approach ensures rapid funding for property acquisitions, renovations, and flips—perfect for distressed, auction, or time-sensitive deals in places like Key West, Marathon, and Islamorada.
How to Qualify
To qualify, submit your property address, purchase price, estimated rehab costs, and projected ARV. We approve based on property value and potential, not your credit score or income. You’ll receive same-day feedback from our Florida lending team.
Property Types Eligible
– Single-family homes
– Duplexes and triplexes
– Vacation rentals and investment condos
– Multi-unit residential (up to 20 units)
– Mixed-use and distressed assets
– Waterfront or coastal zone properties
Fast Funding Timelines
Close in as fast as 5–10 business days. With minimal documentation and streamlined underwriting, our process is built to support the unique needs of Monroe County investors and developers working in regulated coastal environments.
Trusted by Real Estate Investors Across Florida
With over 1,000 Florida-based projects funded, we’re trusted by flippers, builders, and brokers across the state. From Key Largo to Key West, we understand Monroe County’s permitting process, floodplain regulations, and hurricane insurance compliance.
Hard Money vs Traditional Bank Loans
Faster approvals and closings
No income verification or credit score minimums
Flexible terms for rehab and short-term holds
Asset-based approval, even for non-owner-occupied homes
Experienced in hurricane zone lending and permitting risks
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.