Construction Loans Ground Up in Pasco County Florida

construction loan

Loan Program

Our ground-up construction loans in Pasco County, Florida are designed for real estate investors building new residential or mixed-use properties. We fund projects based on land value and build cost, offering flexible draw schedules and interest-only payments during construction.

How to Qualify

We evaluate the property, land, and your construction plan—not your income. Submit your lot details, architectural plans, budget, and timeline. Receive approval within 24 hours.

Property Types Eligible

– Single-family homes
– Duplexes, triplexes, fourplexes
– Small multifamily (up to 20 units)
– Mixed-use properties with residential component
– Lots zoned for residential use

Fast Funding Timelines

Our local team ensures streamlined underwriting and fast closings in 5–10 business days. Use funds to acquire land, fund vertical construction, or refinance your build project.

Local Lending Experience in Florida Counties

Florida Fix and Flip Loans has funded 1,000+ investment projects statewide. We understand Florida permitting laws, insurance risks in hurricane zones, and construction code requirements in cities from Miami to Tallahassee.

Benefits Over Banks

Faster access

Fewer documentation requirements

No income docs or credit score minimums

Flexible terms

Rehab and construction-friendly.

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.