Ground-Up Construction Loans in Pinellas County Florida
Ground-Up Construction Loans in Pinellas County
Florida Fix and Flip Loans provides fast and flexible ground-up construction financing for real estate investors in Pinellas County. Whether you’re building a single-family home, duplex, or mixed-use property, we fund projects based on property potential, not your income or credit score. We’ve funded over 1,000 investor projects across Florida.
How to Qualify
Qualifying is simple. Submit your property address, land acquisition cost, construction budget, and ARV estimate. Our team evaluates the deal and delivers a same-day approval. No income verification required.
Property Types Eligible
– Single-family residences (SFRs)
– Duplexes, triplexes, fourplexes
– Small multifamily (up to 20 units)
– Mixed-use projects
– Spec home developments
Fast Funding Timelines
Close in as little as 7–10 business days. We provide staged construction draws tied to inspection milestones. You’ll never wait weeks for underwriting.
Local Expertise in Pinellas County and Beyond
We know Florida’s permitting laws, coastal construction challenges, and hurricane zone considerations. From St. Petersburg to Clearwater, we’re your trusted local lending partner.
Why Choose Us Over Traditional Banks?
No income or employment verification
Rehab-to-perm and interest-only options
Funding for land + construction
Flexible draw schedules
Designed for real estate investors, not homeowners
Experienced. Licensed. Trusted.
Florida Fix and Flip Loans is registered with Florida’s Department of Business & Professional Regulation. Our loan officers are licensed, our terms are transparent, and our reviews speak for themselves. We take data privacy and compliance seriously.
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.