Bridge Loans in Walton County Florida

bridge loan- construction loan

Bridge Loan Program

Florida Fix and Flip Loans offers fast and flexible bridge loans in Polk County, Florida. Designed for real estate investors needing short-term funding between transactions, our asset-based approach means you can qualify based on the property, not your income or credit score.

Why Choose Us Over Traditional Banks?

Traditional lenders often delay closings with strict underwriting and heavy paperwork, while our bridge loans require no income or employment documentation, offer flexible terms with interest-only payments, have no credit score minimums, and provide funding for acquisitions, rehabs, or payoffs.

How to Qualify

To qualify, submit the property’s address, purchase price, rehab budget (if applicable), and projected resale or refinance value. We evaluate deals based on equity and market potential rather than income verification.

Property Types Eligible

• Single-family homes
• Duplexes, triplexes, and fourplexes
• Commercial properties
• Condos and townhomes
• Properties under rehab or in transitional status

Fast Funding Timelines

Bridge loans can be approved in 24–48 hours and closed within 5–10 business days. We expedite funding to help you seize time-sensitive investment opportunities.

Local Lending Experience in Polk County

With deep knowledge of Polk County’s zoning, permitting, and investor trends, we provide reliable financing solutions in cities like Lakeland, Winter Haven, and Bartow. We understand hurricane zone challenges, local permitting processes, and investor timelines.

Private Lending vs. Bank Financing

Asset-based risk evaluation

Faster approvals

Rehab & flip-friendly underwriting

Less paperwork

Greater flexibility

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals