Privacy Policy

1. Introduction

FixAndFlipLoanFlorida.com (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal data. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information in compliance with the California Consumer Privacy Act (CCPA), California Privacy Rights Act (CPRA), Gramm-Leach-Bliley Act (GLBA), and other applicable U.S. laws.

2. Information We Collect

We may collect the following categories of personal information:
– Identifiers: Name, email address, phone number, IP address
– Financial Information: Income, loan details, property values
– Commercial Information: Transaction records, service inquiries
– Technical Data: Browser type, operating system, device information

3. How We Use Your Information

We use the collected information to:
– Process loan applications and evaluate eligibility
– Communicate with users about services and inquiries
– Improve website performance and user experience
– Ensure compliance with legal obligations and internal policies

4. Information Sharing and Disclosure

We do not sell your personal information. We may share it with:
– Trusted service providers (e.g., underwriting, IT, email communications)
– Legal or regulatory authorities when required by law
– Business partners or investors involved in loan evaluation

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to monitor website activity and enhance user experience. You may adjust your browser settings to disable cookies, but certain site functions may not work properly as a result.

6. Your Privacy Rights (CCPA/CPRA)

If you are a California resident, you have the right to:
– Request access to your personal data
– Request deletion of your personal data
– Opt out of the sale or sharing of personal information
– Correct inaccurate information
To exercise these rights, please contact us at: privacy@fixandfliploanflorida.com

7. Data Security

We implement technical and organizational safeguards to secure your personal data from unauthorized access, use, or disclosure in accordance with the GLBA and FTC Safeguards Rule.

8. Children’s Privacy

Our website is not intended for individuals under the age of 13. We do not knowingly collect personal information from children.

9. Data Retention

We retain personal data only as long as necessary for the purposes for which it was collected or as required by law.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in legal or operational practices. The updated version will be posted with a revised effective date.

11. Contact Information

For questions or concerns about this Privacy Policy, contact us at:
📧 Email: privacy@fixandfliploanflorida.com
📬 Mailing Address: 1000 Brickell Ave. Suite 715 Miami, FL 33131
📞 Phone: (800) 664-7505