Construction Loans Ground Up in Putnam County Florida
Our Ground-Up Construction Loans
At Florida Fix and Flip Loans, we provide specialized construction loans for real estate investors building from the ground up in Putnam County, Florida. Our loans are designed for speed, flexibility, and minimal red tape—perfect for developers, contractors, and investors needing fast access to capital without jumping through hoops.
Our Advantage Over Traditional Banks
Our construction loans require no income documentation, offer flexible draw schedules, and allow you to close quickly with minimal paperwork. They are structured around project milestones, making them ideal for spec builds and investor-owned lots.
How to Qualify
Our qualification process is simple. We evaluate the project and property, not just the borrower’s credit. Submit the property address, estimated construction costs, scope of work, and after-completion value (ARV). We’ll get you a same-day quote and flexible lending structure tailored to your goals.
Property Types Eligible
– Vacant lots zoned residential or mixed-use
– Single-family homes
– Multi-unit investment properties
– Small commercial properties
Fast Funding Timelines
We know timing is everything in construction. Our streamlined process ensures closings within 5–10 business days—no delays, no drawn-out underwriting.
Local Experience in Putnam County and Beyond
We’ve helped investors complete hundreds of new builds across Florida, including Putnam County cities like Palatka, Interlachen, and Crescent City. We understand local zoning, permitting, and title nuances and work closely with your contractors and project managers.
Why Choose Private Construction Loans Over Banks?
Unlike banks, we don’t require tax returns or traditional credit underwriting. Get approved based on the project potential, not your personal income.
Tailored loan structuring for builders and developers
Faster funding (5–10 days)
Flexible credit requirements
Rehab and draw-friendly terms
No delays due to income verification
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals