Hard Money Loans in Santa Rosa County Florida

Our Hard Money Loan Program
Florida Fix and Flip Loans provides fast, flexible hard money loans to real estate investors in Santa Rosa County. Our asset-based lending approach ensures quick approvals and minimal documentation, so you can move on your next deal without delays.
How to Qualify
Qualification is based on property value, not income or credit. Just provide basic details: purchase price, rehab budget, and after-repair value (ARV). Same-day approvals are available for most borrowers.
Property Types Eligible
– Single-family homes
– Duplexes, triplexes, fourplexes
– Small multifamily units (5–20)
– Condos and townhomes
– Mixed-use properties
– Distressed or auctioned properties
Fast Funding Timelines
We understand time is money. Close in as little as 5–10 business days. Receive funds for purchase, rehab, or refinance projects quickly.
Local Lending Experience in Santa Rosa County
We’ve worked with investors in Milton, Navarre, Gulf Breeze, and other Santa Rosa County communities. We understand local inspection timelines, permitting, and zoning requirements specific to Northwest Florida.
Why Choose Private Hard Money Loans Over Banks?
Fast closings
1,000+ funded projects across Florida
Custom loan structuring
No income verification
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals