Ground-Up Construction Loans in Sarasota County Florida
At Florida Fix and Flip Loans, we provide fast, flexible, and investor-focused ground-up construction loans in Sarasota County, Florida. Whether you’re developing single-family homes, multifamily units, or commercial projects, we make financing simple and efficient with no income documentation or credit score minimums.
Ground-Up Construction Loan Program
Our ground-up construction loans are designed for real estate investors and builders looking to finance new development projects from the ground up. We focus on the asset’s future value and the strength of your project plan rather than personal income.
How to Qualify
To qualify, submit your site address, building plans, contractor bid, and projected ARV (After Repair Value). We evaluate based on the scope of work, local permitting readiness, and construction feasibility. You can work with your own licensed GC or build team.
Property Types Eligible
– Single-family residences
– Duplexes to fourplexes
– Small apartment buildings
– Mixed-use commercial/residential
– Raw land zoned for residential/commercial use
Fast Funding Timelines
We fund within 7–14 business days. Our streamlined draw process ensures you can keep construction moving without delays. No lengthy underwriting or waiting on appraisals from big banks.
Local Lending Experience in Sarasota County
With over 1,000+ funded deals in Florida, we understand local construction codes, hurricane zone permitting, coastal foundation risks, and Sarasota County’s planning requirements. Our team knows how to move your project forward fast.
Why Choose Private Construction Loans Over Banks
Rehab and construction draws structured for investor needs
Approvals based on project
Interest-only payment options
No seasoning or tax return requirements
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals