Construction Loans Ground Up in St. Johns County Florida
Ground-Up Construction Loans
Florida Fix and Flip Loans offers flexible ground-up construction loans in St. Johns County, Florida. Whether you’re a seasoned builder or an investor looking to break ground on your first development, we provide fast, asset-based funding solutions that traditional lenders can’t match. Our private lending model emphasizes deal potential—not your credit score or income.
Why Choose Us Over Banks?
Traditional lenders often delay construction deals with excessive red tape. We fund based on project viability, not borrower financials. Expect minimal documentation, flexible terms, and support through every phase.
How to Qualify
To qualify for a ground-up construction loan in St. Johns County, provide the property address, budget, construction timeline, and ARV (after-repair value). Our team will assess your deal’s potential and issue a quote the same day.
Property Types Eligible
– Single-family residences (SFRs)
– Duplexes, triplexes, and fourplexes
– Townhomes and condominiums
– Mixed-use lots
– Infill lots and teardown rebuilds
Fast Funding Timelines
We close in as little as 5–10 business days. Loan funds are disbursed in stages based on project milestones.
Local Expertise in Florida
With over 1,000 investment projects funded in Florida, our team understands the complexities of coastal permitting, wind mitigation codes, and local zoning in St. Johns County and cities like St. Augustine, Ponte Vedra Beach, and Hastings.
Benefits Over Traditional Banks
Friendly to LLCs and land trusts
Faster approvals and funding
Local market knowledge and on-the-ground support
Draw schedules tailored to your build
No tax returns or W-2s required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals