Fix and Flip Loans in St. Johns County Florida
Florida Fix and Flip Loans offers fast, flexible funding for real estate investors in St. Johns County, Florida. Whether you’re renovating a distressed home, completing a rehab project, or flipping a property for resale, our private lending programs are built to get you funded quickly—without the red tape of traditional banks. We focus on asset-based underwriting, so your deal is evaluated based on the property’s potential rather than your personal tax returns or credit score.

Fix and Flip Loan Program
Our fix and flip loans are designed for investors who need capital to purchase and renovate properties before selling for a profit. With approval times in as little as 24–48 hours and closings in 5–10 days, you can move quickly on opportunities in St. Augustine, Ponte Vedra, Hastings, and surrounding areas. Funding can cover both the acquisition and renovation costs, giving you the flexibility to complete your project without multiple loans.
How to Qualify
Qualifying for a fix and flip loan is straightforward. We primarily consider the after-repair value (ARV) of the property, your renovation plan, and your exit strategy. Requirements include:
– Basic property details
– A clear scope of work
– An estimated project timeline
– Your plan for resale or refinance
Property Types Eligible
We provide fix and flip financing for a variety of properties, including:
– Single-family residences
– Multi-family units
– Townhomes and condos
– Mixed-use buildings
– Distressed and auction properties
Fast Funding Timelines
In Florida’s competitive markets, timing is everything. Our streamlined process allows for same-day approvals and closings in as little as 5 days. We work closely with local title companies, appraisers, and inspectors to expedite the process and keep your project on track.
Local Lending Expertise in St. Johns County
Florida Fix and Flip Loans has funded over 1,000 real estate projects across Florida, including numerous deals in St. Johns County. We understand the local permitting process, coastal property renovation risks, and hurricane-zone insurance requirements. Our team knows the neighborhoods and investor demands from Jacksonville to Miami, ensuring you receive expert guidance throughout your project.
Why Choose Private Fix and Flip Loans Over Banks?
Rehab Funding
Approvals in 24–48 hours
We finance distressed properties
Custom loan terms
No income verification required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals