Construction Loans Ground Up in St. Lucie County Florida
Construction Ground Up Loan Program
Florida Fix and Flip Loans offers specialized Ground-Up Construction Loans in St. Lucie County, Florida for real estate investors building from the ground up. Whether you’re developing single-family homes, duplexes, or small multifamily units, our private lending solutions provide rapid access to capital without the red tape of traditional banks.
Why Choose Private Lending in Florida
Compared to banks, private construction loans offer speed, deal flexibility, and investor-friendly terms. Florida Fix and Flip Loans understands the challenges of building in hurricane zones, coastal permitting requirements, and changing construction codes. We lend based on your project’s merit—not your credit score.
How to Qualify
To qualify, submit your project address, construction budget, land value or purchase price, and estimated ARV (After Repair Value). Our team will underwrite your project within 24–48 hours and issue a same-day term sheet for qualified scenarios.
Property Types Eligible
– Vacant lots
– Tear-down and rebuild projects
– Infill development
– Single-family, duplex, triplex
– Small multifamily up to 10 units
Fast Funding Timelines
Close in 7–14 business days. Interest-only draw schedules available. No personal income verification needed. Loans funded based on asset value and construction feasibility.
Trusted by Local Investors
Florida Fix and Flip Loans has funded over 1,000 investor deals across the state—from Jacksonville to Miami. Our experienced loan officers know the local inspection process, draw schedule compliance, and typical GC challenges in St. Lucie County construction timelines.
Benefits Over Banks
Rehab-to-perm and ground-up options
Close faster (7–14 days )
More flexible underwriting and higher LTVs
Support from Florida-based loan officers
No tax returns or paystubs required
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals