Hard Money Loans in St. Lucie County Florida
Hard Money Loan Program
Florida Fix and Flip Loans offers tailored hard money loans for real estate investors across St. Lucie County. Whether you’re purchasing, rehabbing, or refinancing investment properties, our asset-based lending focuses on property value—not personal credit. Close deals fast and scale your real estate investments with confidence.
Private Lending vs. Bank Lending
Traditional banks require strict documentation, long underwriting periods, and high credit standards. Private hard money loans offer flexible underwriting, quick closings, and options designed for investors in need of fast capital for rehab or acquisition projects.
How to Qualify
We evaluate your project—not your credit score or income documentation. To qualify, simply provide the property address, estimated rehab budget, purchase price, and projected ARV. We respond with same-day quotes and flexible terms.
Property Types Eligible
– Single-family homes
– Condos and townhomes
– Multi-family (up to 20 units)
– Mixed-use or light commercial properties
– Distressed or auctioned assets
Fast Funding Timelines
Our lending process is built for speed. Most investors receive funding within 5–10 business days from application. With no income verification required, you’ll close faster than with traditional banks.
Local Lending Expertise in Florida Counties
Our team understands Florida-specific regulations, permitting delays, and coastal property risks. We fund projects in Fort Pierce, Port St. Lucie, White City, and all surrounding areas. Our experience includes hurricane risk mitigation, zoning overlays, and local code compliance.
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals