Ground-Up Construction Loans in Sumter County Florida
Florida Fix and Flip Loans provides investor-friendly ground-up construction loans in Sumter County, Florida. Whether you’re building single-family homes, multi-units, or mixed-use developments, we help you secure fast funding backed by property value, not personal income.
Ground-Up Construction Loan Program
Our construction loan programs are tailored for real estate investors, developers, and contractors. We offer draw-based disbursement schedules, interest-only payments during construction, and flexible terms suited for land purchases and new builds.
Why Use Private Construction Loans Over Banks?
Traditional construction loans involve red tape, delays, and income verification. With Florida Fix and Flip Loans, you get speed, flexibility, and underwriting focused on the property—not your financials. We help real estate investors stay competitive in Florida's growing development market.
How to Qualify
Qualification is based on project feasibility and asset value. We evaluate:
- Land value and entitlements
- Construction budget
- Timeline and permits
- Borrower experience (optional but preferred)
Property Types Eligible
We fund construction projects including:
- Single-family homes
- Duplexes, triplexes, fourplexes
- Small multifamily (up to 20 units)
- Mixed-use buildings
Fast Funding Timelines
We close in as little as 10–14 business days and offer draw schedules aligned with construction phases. Funds are released based on completed milestones with inspection verification, keeping your project on track and on budget.
Local Experience in Sumter County
We understand Florida’s building codes, coastal permitting risks, and zoning laws. From Sumter County to surrounding areas like Orlando and Ocala, our local lending experts guide you through inspections, title, insurance, and draw schedules tailored to Florida investors.
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals