Hard Money Loans in Sumter County Florida

Florida Fix and Flip Loans offers fast, flexible hard money loans in Sumter County, Florida. Whether you’re flipping a distressed property, acquiring an investment asset, or need short-term financing for a time-sensitive deal, our private lending programs are tailored to real estate investors across Florida.

hard money

Hard Money Loan Program

Our hard money loans are asset-based and designed to fund quickly—often in 5 to 10 business days. We finance residential, multi-family, and mixed-use properties with no income verification or credit score minimums. Sumter County investors can access capital for acquisitions, rehabs, refinances, and auction purchases.

Why Choose Hard Money Loans Over Banks?

Traditional banks have strict guidelines and long underwriting times. Our private lending offers speed, flexibility, and deal-based approvals that are ideal for real estate investors.

How to Qualify

Qualification is based on the asset and your exit strategy—not personal income. Submit your deal scenario including: 

  • Property address
  • Purchase price
  • Rehab budget
  • ARV (After-Repair Value)

Property Types Eligible

We fund various property types across Sumter County including:

  • Single-family homes
  • Duplexes, triplexes, and fourplexes
  • Small multifamily (5–20 units)
  • Mixed-use properties
  • Auction and distressed real estate

Fast Funding Timelines

We close fast—typically in 5–10 business days—with minimal paperwork. Perfect for time-sensitive opportunities.

Local Expertise in Florida Real Estate

With deep knowledge of Sumter County and nearby cities, we understand the local market, zoning laws, and construction risks. We’re trusted by investors from Miami to Jacksonville and everywhere in between.

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals