Construction Loans Ground Up in Suwannee County Florida
Florida Fix and Flip Loans provides ground-up construction loans to real estate investors and developers in Suwannee County. Whether you’re building new rental units, residential homes, or commercial investment properties, our streamlined lending process helps you go from raw land to finished build—faster and easier than banks allow.

Ground-Up Construction Loan Program
Our construction loans are designed for Florida investors looking to build from the ground up. We fund both the lot acquisition and vertical construction phase, offering flexible draw schedules and fast approvals tailored to your build timeline.
How to Qualify
– Provide lot address and proposed construction specs
– Submit a budget and estimated ARV (after-repair value)
– We assess the project—not your income or credit
– You may build under an LLC or investment entity
Property Types Eligible
– Single-family and multi-family homes
– Duplexes, triplexes, and townhomes
– Small-scale commercial and mixed-use builds
– Build-to-rent and spec construction properties
Fast Funding Timelines
– Initial approval in 24–48 hours
– Close and fund in 7–12 business days
– Flexible draw releases at major construction milestones
Local Lending Expertise in Suwannee County
Florida Fix and Flip Loans has funded 1,000+ projects across Florida. We understand local permitting, land zoning, floodplain issues, and hurricane zone build codes in Suwannee County. Our team helps you navigate local inspections, builder timelines, and escrow requirements.
Why Choose Private Lending Over Banks
Traditional lenders can take months to approve and fund construction loans, and require extensive income documentation. Our asset-based approach offers:
Fund within days
Custom draws and project-based evaluations
No W-2s, tax returns, or credit score minimums
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals