Hard Money Loans in Walton County Florida
Our Hard Money Loan Program
Florida Fix and Flip Loans offers real estate investors in Walton County the capital they need to act fast on lucrative property opportunities. Our hard money loans are ideal for time-sensitive deals, distressed properties, and investors who need fast, flexible, asset-based funding.
Private Lending Benefits Over Traditional Banks
With private hard money loans, there’s no red tape or long underwriting delays, flexible draw schedules are available for rehab projects, loans can be made to LLCs, corporations, and trusts, and we bring local knowledge of Walton County permitting and timelines.
How to Qualify
Qualifying is simple:
– Submit the property address
– Provide purchase price, rehab budget, and ARV
– No income documentation or credit score minimums
We focus on the property and exit strategy—not the borrower.
Property Types Eligible
– Single-family homes
– Duplexes, triplexes, fourplexes
– Condos and townhomes
– Distressed or auction homes
– Mixed-use and small multifamily properties
Fast Funding Timelines
We can approve and fund your deal in 5–10 business days, with same-day term sheets and quick inspections. Perfect for investors working within tight timelines.
Local Lending Expertise in Walton County
We’ve helped investors finance projects throughout Santa Rosa Beach, Freeport, Defuniak Springs, and nearby areas. Our team understands local permitting, hurricane zone building codes, and market trends across the Florida Panhandle.
Why Investors Prefer Hard Money Loans
Custom terms and draw structures
Close in days (5 - 10 days)
Perfect for auction bids, short sales, rehab projects
Minimal documentation
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals